Thursday, 5 November 2015

Home Buyers In Philadelphia, PA

Home Cash Guys is a local company based out of Bucks and Philadelphia county and has been buying and selling Real Estate for 20+ yrs. We understand the needs of our clients, and live and work in the same neighborhoods as they do. We buy any house no matter how bad of shape or ugly it is.

Exclusive Marketing Program With this option, the homeowner does not need to do any repairs, and there are NO FEES (the buyer pays us). The property is listed on various Real Estate websites including TREND MLS, ALL Real Estate websites including Trulia, Realtor .com, Zillow, and our exclusive list of CASH buyers, giving it maximum exposure! A seller might qualify for this option if we are not interested in purchasing their home, but feel we can match them up with a buyer in 30 days or less. Our group works with pre-qualified (95% cash buyers) home buyers all over the city and surrounding counties to bring the seller the highest and best fair offer based on the current market (comparable sales) and property condition.


When it comes to the housing market can be very intimidating for first-time homebuyer. This is the largest purchase a person will ever make, so it is important to approach this process in a responsible manner. The first home buyer have to understand the whole process before you even begin your search. He or she must also complete certain steps before they even look at your first home or come to your lender. While this can be a scary process for the first buyer of the house there are many ways to make this process as smooth as possible.

The first step in this process for anyone, but especially the first home buyer is take a look at your finances. One of the easiest ways to determine the type of mortgage payment you will be able to pay is to look at your rent. If the first home buyers Philadelphia can comfortably afford the rent you are currently paying, then this can be used as a guide to the type of mortgage you will be able to pay. It is also important that the first home buyer combines the price of mortgages, insurance and property taxes to meet or be less than the rent they're currently paying.

The best way to make this determination is by using a mortgage calculator, which is available for free online or at your local credit institution. Once the first home buyer has decided on your budget, then it's time to check your credit. Credit score is one of the most important aspects of buying a home, and the higher the number, the lower the interest rate to be attached to the mortgage. The first home buyer a credit score of 700 or higher to get the best interest rates available.


The last preparatory work will be done for the first home buyer is to ensure they have enough money in savings. This part of the process is sometimes overlooked, however, is very important. To find the most attractive to the lender that a person must have an emergency fund six to eight months and an initial payment of approximately ten to twenty percent of the purchase price of the house. While this can not be required by each credit institution will make you more attractive as an applicant, as it will show that you are financially stable.

When it comes to the first home buyer there are many things to consider before you even contact a real estate agent, but with some proper planning to be guaranteed to find a house you can afford and be proud of call your own. Once all the preparation work is complete, then it is time to get pre-approved for your mortgage. This card will give your realtor and any potential seller confidence that you are serious about buying a new home.

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